.resource-main{padding-bottom:72px}.resource-main .breadcrumb{display:flex;gap:10px;flex-wrap:wrap;padding:28px 0;font-size:13px;color:var(--muted)}.resource-main .breadcrumb a:hover{text-decoration:underline;color:var(--blue)}.resource-heading{max-width:900px;padding:28px 0 48px}.resource-heading h1{font-size:clamp(34px,4.5vw,58px);line-height:1.14;max-width:900px}.resource-intro{font-size:18px;line-height:1.8;margin-top:24px;max-width:790px}.resource-access{font-weight:700;color:var(--blue);margin-top:18px;font-size:14px}.resource-byline{font-size:12px;margin-top:19px;line-height:1.8}.resource-download{display:flex;align-items:center;gap:18px;flex-wrap:wrap;margin-top:28px}.resource-download p{font-size:13px}.resource-layout{display:grid;grid-template-columns:minmax(190px,260px) minmax(0,740px);gap:70px;align-items:start;padding-top:12px}.resource-toc{position:sticky;top:120px;border-top:3px solid var(--cyan);padding-top:20px}.resource-toc h2{font-size:15px;line-height:1.5}.resource-toc ol{margin:15px 0 0;padding-left:21px;font-size:13px;color:var(--muted)}.resource-toc li{margin-bottom:12px;padding-left:2px}.resource-toc a:hover{color:var(--blue);text-decoration:underline}.resource-article{min-width:0;font-size:16px;line-height:1.85}.resource-article section{margin-bottom:45px;scroll-margin-top:115px}.resource-article h2{font-size:27px;line-height:1.3;margin-bottom:19px}.resource-article p+p{margin-top:17px}.resource-article ul{padding-left:22px;color:var(--muted);margin-top:19px}.resource-article li+li{margin-top:12px}.resource-article a:not(.button){color:var(--blue);text-decoration:underline;text-underline-offset:3px}.resource-download-note{padding:26px;border:1px solid var(--line);border-left:3px solid var(--orange);border-radius:10px;background:var(--wash)}.resource-download-note .text-link{display:inline-block;margin-top:16px}.resource-related{border-top:1px solid var(--line);padding-top:28px}.resource-related h2{font-size:23px}.resource-related ul{list-style:none;padding:0}.resource-cta{margin-top:65px}.resource-cta p{max-width:690px;font-size:15px}.resource-cta .button{flex-shrink:0}.resource-cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:24px}.resource-card{padding:29px 26px;border:1px solid var(--line);border-top:4px solid var(--orange);border-radius:14px;display:flex;align-items:start;flex-direction:column;background:var(--paper)}.resource-card:nth-child(2){border-top-color:var(--cyan)}.resource-card:nth-child(3){border-top-color:var(--blue)}.resource-card .eyebrow{font-size:10px}.resource-card h2{font-size:25px;line-height:1.3}.resource-card h2 a:hover{color:var(--blue)}.resource-card p{font-size:14px;line-height:1.8;margin:20px 0 25px}.resource-card .text-link{margin-top:auto;font-size:14px}.resource-hub-note{max-width:790px;margin-top:55px}.resource-hub-note h2{font-size:29px;line-height:1.3;margin-bottom:20px}.resource-hub-note p+p{margin-top:17px}.work-calculator{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:32px;align-items:start}.work-calculator form{border:1px solid var(--line);border-radius:16px;padding:30px}.work-calculator h2{font-size:25px;line-height:1.3}.work-calculator form>p{font-size:14px;margin:14px 0 25px}.calculator-fields{display:grid;grid-template-columns:1fr 1fr;gap:23px 20px;margin-bottom:26px}.calculator-fields label{display:flex;flex-direction:column;gap:9px;font-size:14px;font-weight:700;min-width:0}.calculator-fields input,.calculator-fields select{padding:12px;width:100%;border:1px solid var(--line);border-radius:7px;background:#fff;color:var(--ink);min-height:49px;font-size:16px;font-weight:400}.calculator-fields small{font-weight:400;font-size:12px;line-height:1.55;color:var(--muted)}.calculator-results{background:var(--wash);border:1px solid var(--line);border-top:4px solid var(--blue);border-radius:16px;padding:30px}.calculator-results>p{font-size:13px;margin-top:15px}.calculator-results dl{margin:21px 0 0}.calculator-results dl>div{padding:16px 0;border-bottom:1px solid var(--line)}.calculator-results dt{font-size:13px;color:var(--muted)}.calculator-results dd{margin:5px 0 0;font-size:27px;font-weight:700;line-height:1.25;overflow-wrap:anywhere}.calculator-results .scenario-result{margin-top:13px}.calculator-caveat{border-left:3px solid var(--orange);padding-left:13px;color:var(--ink)}.calculator-explanation{margin-top:60px}#calculator-error{color:#762d2d;border-left:3px solid #8d3434;padding:12px;background:#fff3f3;font-size:14px}.resource-main [hidden]{display:none!important}.work-calculator noscript p{margin:18px 0 0;font-size:13px}
@media(max-width:1000px){.resource-layout{gap:38px;grid-template-columns:210px minmax(0,1fr)}.resource-cards{gap:16px}.resource-card{padding:24px 20px}.resource-card h2{font-size:22px}.work-calculator{gap:23px}.work-calculator form,.calculator-results{padding:24px}.calculator-fields{grid-template-columns:1fr}.resource-cta{align-items:start;gap:24px}}
@media(max-width:760px){.resource-main{padding-bottom:48px}.resource-heading{padding:15px 0 32px}.resource-heading h1{font-size:36px}.resource-intro{font-size:16px;margin-top:20px}.resource-layout{grid-template-columns:1fr;gap:33px}.resource-toc{position:static;max-width:none;padding:20px;background:var(--wash);border-radius:8px}.resource-toc ol{margin-bottom:0}.resource-toc li{margin-bottom:9px}.resource-article h2{font-size:25px}.resource-article{font-size:16px}.resource-article section{margin-bottom:35px}.resource-cards{grid-template-columns:1fr;gap:20px}.resource-card{padding:27px}.resource-card h2{font-size:25px}.resource-hub-note{margin-top:40px}.resource-cta{margin-top:40px}.resource-download{align-items:start;gap:12px}.resource-download .button{max-width:100%}.work-calculator{grid-template-columns:1fr}.calculator-fields{grid-template-columns:1fr 1fr}.calculator-explanation{margin-top:40px}.calculator-results dd{font-size:26px}}
@media(max-width:430px){.resource-heading h1{font-size:32px}.calculator-fields{grid-template-columns:1fr}.work-calculator form,.calculator-results{padding:22px 18px}.resource-download-note{padding:22px}.resource-main .breadcrumb{font-size:12px;gap:7px}}
@media print{.brand-bar,.site-header,.footer,.skip,.resource-toc,.resource-download,.resource-cta,.resource-related,.resource-download-note .text-link,.work-calculator button{display:none!important}.resource-main{padding:0}.resource-main .container{max-width:none;padding:0}.resource-layout,.work-calculator,.resource-cards{display:block}.resource-heading{max-width:none;padding:10px 0 22px}.resource-heading h1{font-size:28pt}.resource-intro,.resource-article{font-size:11pt;line-height:1.55}.resource-article h2{font-size:17pt}.resource-article section{margin-bottom:22px}.resource-card,.calculator-results,.work-calculator form{break-inside:avoid;box-shadow:none;border:1px solid #bbb;margin-bottom:20px;padding:18px}.calculator-fields{grid-template-columns:1fr 1fr}.resource-main .breadcrumb{padding:8px 0;font-size:9pt}.resource-article a{color:#000}.calculator-explanation{margin-top:24px}body{background:#fff;color:#000}}